In the first article, we examined visa options, where to apply for them, and the cost of living in Portugal. We also discussed the education system. In this second part of our guide on moving from the USA to Portugal, we’ll focus on the Portuguese lifestyle and the practical and cultural aspects you should be aware of. From the slower pace of life to the diverse leisure options, we’ll explain how to adapt to daily life in Portugal, focusing on life in the Algarve, one of the most sought-after destinations for those seeking quality of life and tranquillity.
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Healthcare in Portugal
What are the differences between the public and private healthcare sectors in Portugal?
In Portugal, the healthcare system is divided into two main branches: public, managed by the National Health Service (SNS), and private. The SNS provides medical care at very affordable rates or, in many cases, free of charge, funded through workers’ social security contributions. However, the public system has longer waiting times, particularly for specialised medical consultations and non-urgent procedures. For this reason, many people choose to use private hospitals.
In the private sector, costs are higher. However, the advantages include faster access to doctors and treatments, along with the flexibility to select specialists and hospitals. Medical consultation fees can range from €40 to €120, depending on the speciality and location. Many residents opt for health insurance, which helps to offset these costs by partially covering medical appointments and procedures within the private sector.
How to access the public healthcare system?
To access the National Health Service (SNS) in Portugal, expats must regularise their status. The first step is to register with Social Security to obtain a Social Security number, essential for accessing the public healthcare system. After that, it is necessary to register at a health centre around your residence. To complete the registration, individuals must provide documents such as their Social Security card, passport or identification card, and Portuguese residence permit.
Citizens of EU countries and Switzerland can access the SNS using the European Health Insurance Card (EHIC). While the SNS offers comprehensive coverage, not all services are entirely free of charge, with some modest fees applying, such as for specialist medical consultations.
What is the cost of health insurance?
The cost of health insurance in Portugal can vary significantly depending on the company, the chosen plan, the age, and the policyholder’s medical history. On average, basic health insurance plans start from as little as €10 per month. However, for more comprehensive coverage, such as specialist consultations, diagnostic tests, or complex treatments, the cost can rise considerably, reaching €50 or more per month, depending on the package selected.
Health insurance is particularly popular among foreigners who live in Portugal, as it helps to reduce the costs of private healthcare while providing quicker and more direct access to doctors and hospitals. It is recommended to use insurance providers’ websites to run simulations and find the plan that best suits individual needs and budgets.
Learn more about healthcare in Portugal in this article.
The Portuguese Lifestyle
What is Portuguese culture like?
Portuguese culture is deeply rooted in traditions and a strong connection to its origins. Hospitality is one of the most notable traits of the Portuguese, and personal relationships play a key role in daily life. Religion influences many of the country’s festivities and celebrations.
A central aspect of life in Portugal is gathering around the table. Meals, often accompanied by wine, are moments for sharing, conversation, and family bonding. Café holds a significant place in Portuguese culture, and bakeries are the perfect spots to enjoy traditional treats like the famous custard tart (pastel de nata).
Portuguese towns and cities blend modern touches with traditional charm, showcasing historical monuments, local festivals, and cultural events with music (such as fado), dance, and gastronomy.
Is English widely spoken in Portugal?
English is widely spoken in Portugal, especially in urban and tourist areas. The younger population has a good command of the language, as English is taught from an early age in schools. In regions such as the Algarve, Lisbon, and Porto, it is common to find people who speak English, whether in hotels, restaurants, or shops.
In rural areas, the level of fluency may be lower, but many Portuguese still have a basic understanding of the language. English is considered an essential tool for integration into the job market and society, with most young graduates in the country being fluent in the language.
For foreigners moving to Portugal, adapting to life is easier. However, learning Portuguese is strongly recommended for full integration into daily life and social interactions.
What is the lifestyle like in Portugal?
Portugal offers a calm and balanced lifestyle with a high quality of life. The mild climate, stunning landscapes, and strong connection to nature are some of its main attractions. The pace of life in the country is more relaxed compared to many other European countries, which is reflected in the importance that the Portuguese place on family, friends, and leisure.
Meals play a central role, particularly lunch and dinner, which are times to socialise and enjoy good food. Portugal is also known for its safety, with one of the lowest crime rates in Europe, contributing to an overall sense of well-being and freedom.
The connection to the sea and outdoor activities is another strong point, making the country ideal for sports enthusiasts, such as surfers or those who enjoy hiking in nature.
Portugal offers an excellent life quality, a relaxed pace, a strong connection to nature, and a rich culture. The mild climate, safety, and Portuguese hospitality make the country an ideal destination for those seeking a balance between work and leisure. Furthermore, the healthcare and education systems are accessible and of high quality. English is widely spoken, and all these factors make it easier for foreigners to settle and make Portugal their home. Life in Portugal, particularly in the Algarve, is perfect for those looking for a fresh start with a healthy lifestyle and opportunities for well-being and leisure.
Would you like to know more about your move to Portugal? Contact us and find the perfect home in the Algarve in our portfolio.
